Your global education journey, financed.
Kaego helps African students plan, apply and fund their way into international universities — one connected journey, not three.
Choosing where to study, applying, and paying for it are usually three separate problems. And even after admission, funding can still be the thing that stops a student from enrolling.
One connected path, from first idea to enrollment.
Explore
Find the right destination.
Match
Find the right program.
Apply
Apply to the right institutions.
Admission
Get admitted.
Finance
Bridge the funding gap.
Enroll
Move forward with your education.
We don't just understand the loan. We understand the journey.
Kaego already operates inside international education. Financing is built as a continuation of that — not a lending product bolted onto an unrelated company.
Education understanding
Admissions infrastructure
Student information
Program & institution context
Financing technology
Risk assessment
A smarter approach to education financing.
We're developing technology designed to look beyond a single traditional credit signal.
Student profile + Education goals + Institution & program + Career trajectory + Financial profile + Supporting information
These are product and technology concepts we're actively building, not proven outcomes.
Future Earnings Potential
An underwriting concept we're developing that considers factors relevant to a student's future ability to repay — academic trajectory, institution, program and destination — alongside financial information.
Reference & guarantor integrity
An approach to assessing the quality and reliability of the references or guarantors supporting an application, rather than treating them as a formality.
Dynamic, risk-based pricing
An approach to determining financing terms based on each applicant's assessed risk, rather than a single fixed offer for everyone.
$2,500—
$10,000
Financing designed around your education journey.
Current working product range, under development and subject to eligibility, assessment, applicable terms and product availability. Not every applicant qualifies for the same amount.
What it's intended for
Eligible enrollment-related education expenses, such as tuition and deposits.
How the amount is set
Based on your assessed eligibility, funding requirement and applicable terms — not a flat figure.
What's not yet finalized
Interest rate, fees and full repayment terms. You'll see clear terms before accepting any offer.
Built for everyone in the decision.
Students
For African students exploring or pursuing international education — from those still choosing a destination to those who already have admission and need financing to move forward.
Families
For families and sponsors looking for a structured, transparent way to support international education costs.
Education partners
For institutions and ecosystem partners looking for ways to help reduce funding barriers for qualified students.
Built with responsible financing in mind.
Clear
Financing information — what it covers, how it's assessed, what's expected of you — is communicated clearly, before you apply.
Assessment-based
Applications are subject to defined eligibility and risk criteria. No two applicants are treated as identical.
Responsible
The product is being designed with responsible financing principles in mind, from underwriting through repayment.
Human
Students have access to support from the Kaego team throughout the process — not just an automated decision.
Frequently asked questions.
What is Kaego Financing?
Do I need an admission offer before I start with Kaego?
How much financing can I receive?
Who can apply?
Is Kaego Financing already lending?
Your global education journey shouldn't stop at the funding gap.
Whether you're just starting to explore your options or already working toward enrollment, Kaego is building the infrastructure to help you move forward.